Federal Perkins Loan Silver City NM

Looking for Federal Perkins Loan in Silver City? We have compiled a list of businesses and services around Silver City that should help you with your search. We hope this page helps you find Federal Perkins Loan in Silver City.

Wells Fargo - Silver City Main Branch
(866) 245-3452
1201 N Pope Street
Silver City, NM
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - Silver City Motor Branch
(800) 432-1000
119 11th Street
Silver City, NM
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America
(575) 388-1903
119 W. 11th Street
Silver City, NM
Type
Banking Center

Bank of America - Bayard
(575) 537-3337
608 Winifred St
Bayard, NM
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-12
Tuesday 9-12
Wednesday 9-12
Thursday 9-12
Friday 9-12
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 12-4
Tuesday 12-4
Wednesday 12-4
Thursday 12-4
Friday 12-5
Saturday Closed
Sunday Closed

Fort Bayard Fed Credit Union
(575) 537-3014
1 Main St
Fort Bayard, NM

Data Provided By:
Bank of America - Silver City Main Branch
(800) 432-1000
1203 North Hudson Street
Silver City, NM
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Silver City Main
(575) 956-1501
1201 N Pope St
Silver City, NM
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

Bank of America - Grant County
(575) 388-1903
1203 N. Hudson St.
Silver City, NM
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday 9-12
Sunday Closed

Chino Federal Credit Union
(575) 388-2511
2290 E Superior St
Silver City, NM

Data Provided By:
U.S. Bank - Pojoaque Supermarket Branch
(800) 872-2657
9 West Gutierrez
Santa Fe, NM
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
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What is a Federal Perkins Loan?

Answer:
Federal Perkins Loans are low-interest loans for undergraduate and graduate students .

The Federal government funds this type of loan. Thus, the loan requirements are simple, and most loans carry a low five percent rate. Students who apply and receive a Federal  Perkins Loan may borrow up to $4,000/per year for undergraduate studies, and $6,000/per year for graduate studies.

To be eligible, applicants must enroll in school at least half time, be a U.S citizen or permanent resident, and have no prior student loan defaults. Federal Perkins Loans do not have a loan origination fee, which is common with private student loans. Moreover, repayment does not begin until after graduation, and students receive a nine-month grace period. If a borrower dies or becomes disabled, the loan is forgiven. Plus, students who experience economic hardships can take advantage of deferment, forbearance, and reduced payment options. 

Funds received from a Federal Perkins Loan can be used to pay for tuition, room and board, supplies, books, and other related education expenses. Each semester, a student's account receives credit. In turn, the student receives any funds available after their tuition is paid. There are no credit check requirements with a Federal Perkins Loan, and these loans allow 10 to 15 years for repayment.

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