Construction Loan Sheridan WY

Looking for Construction Loan in Sheridan? We have compiled a list of businesses and services around Sheridan that should help you with your search. We hope this page helps you find Construction Loan in Sheridan.

Wells Fargo - Cody - Albertsons Branch
(866) 245-3452
1865 Coffeen Avenue
Sheridan, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Bank of the West - Sheridan Branch
(800) 488-2265
2 North Main Street
Sheridan, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Sheridan Main
(800) 869-3557
424 N Main St
Sheridan, WY
Type
Branch
Office Hours
Mon-Fri 07:30 AM-05:30 PM
Sat 09:00 AM-01:00 PM
Sun Closed

Wells Fargo - Sheridan Albertsons
(800) 869-3557
1865 Coffeen Ave
Sheridan, WY
Type
In-Store Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-02:00 PM
Sun Closed

Bank of the West - Jackson Main Branch
(800) 488-2265
160 West Pearl Street
Jackson, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Sheridan Branch
(800) 872-2657
203 South Main
Sheridan, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Sheridan Branch
(866) 245-3452
424 North Main Street
Sheridan, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
US Bank - Sheridan WY Office
(307) 672-7290
203 S Main
Sheridan, WY
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm

Wells Fargo - Dubois Main Branch
(866) 245-3452
502 West Ramshorn St
Dubois, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Bridger Valley Branch
(866) 245-3452
111 West Owen Ave
Lyman, WY
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Data Provided By:

What is a Construction Loan?

Answer:
A construction loan is a loan that

allows a borrower to build on a property or to remodel an existing structure or home prior to the move-in date. Unlike traditional mortgage loans , a construction loan differs in the way it is structured and calculated.

Some of the main components of a construction loan include “soft costs” which consist of the architectural plans, engineering, and the cost of fees which may vary due to permit requirements. “Hard costs” are considered the actual cost of the construction. Other costs factored into a construction loan include “reserves” which consist of interest reserve and contingency reserve, as well as any costs to pay off an existing lot, if necessary. In addition, fees included in a traditional loan such as closing costs, lender fees , and inspection fees are also included in a construction loan.

It is possible to obtain “construction to permanent loan” financing. With this type of financing, closing costs are paid one time on the loan and then the loan becomes a traditional mortgage loan after the construction is final and a certificate of occupancy is acquired. However, before locking into any type of construction loan it is best to check out all your options -- including the possibility of locking in an attractive interest rate at the beginning of construction. Consult with a professional lender or mortgage broker prior to obtaining your construction loan to ...

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