Auto Insurance Brookings SD

This page provides relevant content and local businesses that can help with your search for information on Auto Insurance. You will find informative articles about Auto Insurance, including "Why do I need auto insurance?". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Brookings, SD that can help answer your questions about Auto Insurance.

Allstate Auto Insurance
(888) 355-7971
1451 B 6th St
Brookings, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Mansheim- Harold R - State Farm Insurance Agent
(605) 692-6225
511 Main Avenue Ofc
Brookings, SD
 
Allstate Auto Insurance
(888) 355-7971
6009 W 41st St
Sioux Falls, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
1451 B 6th St
Brookings, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Fowler Insurance Agency Inc - State Farm Insurance Agent
(605) 347-3931
2118 Lazelle Street
Sturgis, SD
 
Webster- Stuart J - State Farm Insurance Agent
(605) 692-8383
511 6th Street
Brookings, SD
 
Severtson- Joan S
(605) 997-2301
208 1/2 N Wind St
Flandreau, SD
 
Allstate Auto Insurance
(888) 355-7971
822 Main St
Rapid City, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
824 E 41st St
Sioux Falls, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Boen & Associates- Incorporated
(605) 336-0425
307 West 41st Street Post Office Box 89010
Sioux Falls, SD
 

Why do I need auto insurance?

Answer:
It’s the law .  Do you know the laws

in your state?  Nearly all states require that drivers carry a minimum amount of auto liability insurance.

Actually, Tennessee is the only state in the country with no compulsory minimum automobile insurance guideline.  They require simply that proof of financial responsibility be in the vehicle at all times—but financial responsibility doesn't have to be insurance coverage.   State minimum auto insurance liability coverage is generally quite low which, for most, means it’s very affordable.  There’s really no excuse not to have it, and why wouldn’t you?  When you consider the degree of seriousness of many of the nation’s auto accidents, the costs of treating injured people from these events can be staggering.  Even a short stay in a hospital without surgeries and advanced procedures can run into the tens of thousands of dollars.   With the minimum amounts of liability coverage as low as $10,000 (for bodily injury to a single person) in states like Louisiana, and Florida—these amounts are hardly adequate. 

Besides your home state requiring you to carry it, you need auto insurance to make sure that if you cause an accident, you can afford to pay for the damage you caused.  In addition to the basic liability coverage , you also may want to include Comprehensive (Comp) and Collision —coverages that ensure you can replace or repair your vehicle in the event it’s damaged.  Although states don’t require Comp & Collision—the bank that loaned you the money to buy that shiny new car probably will.  With a new car and a whopping loan to go along with it—you won’t want to be out a vehicle when it’s wrecked and still be responsible for making a payment on a worthless pile of scrap metal in the junk yard.
 
So there are really 3 main reasons you need auto insurance:
1. It’s the law in most states.   Hefty fines, loss of your license and even jail time can result if you’re caught without auto insurance.
2. You’ll set yourself on a clear path to bankruptcy without coverage if your unintentional actions behind the wheel cause injury or death to another human being.  Causing property damage with your vehicle could also land you in the poor house if you don’t carry auto insurance. 
3. Y...

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